It’s Another Blue Monday…..When Is My Retirement?

Luck and hope are no substitute for a well thought out retirement plan. Start your journey right now by reading this week’s terrific links. Retirement plan fees can be death by a thousand cuts. CNBC Does private equity belong in your 401(k)? Bloomberg Taxes are a big part of your retirement plan. next avenue Inheritances…

Retreat, Resist and Reject – How To Become A Radical Retirement Investor

Never underestimate the power of bad investing habits. Embracing “knowing nothing else” is a wickedly ineffective retirement strategy. An 18-year-old French Philosopher, Etienne de la Boetie, confirmed this centuries ago in his essay, On Voluntary Servitude.  Etienne’s main point, tyrants enslave the masses through their own consent. How do we solve this? Stop cooperating! Propping…

I Don’t Like Mondays…..When Is My Retirement?

Soon the Presidential Debates will begin. One thing’s beyond debate. you need a retirement plan.  Start your prep right here with this week’s great links. Should you take a lump sum payout or a pension? CNBC What should you do if your company doesn’t offer a retirement plan? Morningstar It might be time to add…

Repeat After Me, The President Isn’t The Stock Market

Your retirement account doesn’t care who’s President. The November election is fast approaching. Commence firing with rounds of: “This is the most important election EVER!” Disregard the fact these same people say this every four years. The fun starts when the stock market apocalypse season begins – The election edition. On cue, e-mails like this…

“Should I Stay Or Should I Go?…..When Is My Retirement?

If you have a job, Labor Day is a great holiday. Don’t forget to put part of that paycheck into a retirement plan. Learn how to do this and other important stuff in this week’s terrific links. Climate change needs to be a part of your retirement plans. next avenue Being a landlord in retirement…

Experience Is The Best Teacher

On Sunday, I celebrated my 56th birthday. Living for over half a century is a wild thing to ponder, and ponder I did. Thinking about what makes a happy life consumed a good part of my day, eating Lobster filled the rest. Money can’t buy happiness, but it doesn’t hurt. Health, wealth, and peace of…

Don’t Let Divorce Ruin Your Retirement

Is divorce worse for your retirement than a bruising bear market? While divorce is declining among younger people, the rate for those 50 and over doubled since the 1990s. “Gray divorce” is spreading like wildfire during the Battle of the Blackwater. According to Lili Vasileff, a divorce financial expert,” For adults 65 and older, the…

The Worst Plan Is Not Having One

What’s the most critical component of a financial plan? The ability to stick to it ranks at the top of the list. Many fail because their plan doesn’t coincide with unique individual goals and values. Asset allocation is essential, but it doesn’t touch the heart. No dollar value trumps peace of mind. Paying down debt…