How To Avoid Becoming Miserably Rich

Don’t permit your wealth to ruin your happiness. It turns out that how you answer this question will impel your propensity to be miserably rich. Would you prefer being special rather than happy? People who choose to be special gravitate toward addiction. These aren’t the poor souls sleeping in cardboard boxes on a San Francisco…

Someday We’ll Look Back And Laugh…..When Is My Retirement?

Being honest and humble about your weaknesses is a superpower. Become more self-aware by reading this week’s terrific retirement links. Is a wealth tax going to become a reality? FA How to use an HSA in retirement. Kindness Financial Planning Does your retirement need some inconvenience? The Free Press Three reasons to choose a Roth…

Unleash The Power Of Conscious Spending

Overwighting distraction is the new black. We have all seen videos of people walking into glass doors, fountains, etc., while mindlessly staring at their smartphones. Drenched clothes or needing a few stitches are the least of our problems. Americans notoriously spend billions of dollars on stuff they don’t want or need. This is more commonly…

The Past Was Yours, The Future’s Mine…..When Is My Retirement?

“Everything is born from change.” Change how you think about retirement by reading this week’s terrific links.   Should you move to a car-free community? Mr. Money Mustache Don’t fall for these three retirement myths. Financial Advisor An hour today is worth more than an hour in a decade. RAD Early IRA distributions may save…

Years Don’t Make You Old

Getting old doesn’t have to suck. Like anything else, it all depends on your attitude. Samuel Ullman composed a poem explaining how age is only a number if you have the right mindset. “Youth is not a time of life; it is a state of mind; it is not a matter of rosy cheeks, red…

Everyday Is Like Sunday…..When Is My Retirement?

In retirement, you need to find things that make you happy, even if they don’t make you unique. Start your quest by reading this week’s terrific links. Don’t listen to people who are right once in a row. A Wealth Of Common Sense Add connections to your retirement portfolio. Across The Margin Don’t let winter…

I Can’t Believe The News Today….When Is My Retirement?

We all possess a negative bias to help ensure our survival. Too much negativity will ruin an excellent retirement plan. Start looking at things realistically by reading this week’s terrific retirement links. How many millionaires are there? A Wealth of Common Sense Withdrawal Rates in retirement are a work in progress. Of Dollars And Data…

The Ripple Effect

Pinpointing happiness without connecting to yourself, nature, and others is difficult. We’re genetically wired to build bridges. Ignoring our DNA results in both physical and mental health issues. Deb Dana states Connection with others is about belonging and creating a shared sense of safety. Belonging is not just a psychological state; it’s a biological need….

I’ve Already Waited Too Long…..When Is My Retirement?

A distracted mind is a deluded mind. Focus on the right things, like reading this week’s terrific retirement links. Here are three year-end estate planning tips. FinancialAdvisor Deciding when to take social security is more than just numbers. HumbleDollar Public School teacher’s 403(b) plans suck- part gazillion. Quartz A year-end checklist for your retirement portfolio….

Pasta, Pizza, and Passion

Retirement math isn’t what you think. Investors focus limited time on asset allocation percentages, market returns, and perfect withdrawal rates. While not inconsequential, they pale compared to the stats that matter. Let’s say someone retires at 65. Maybe they’ll be lucky enough to get another ten years of good health. That equates to a little over…