July 2018

Never Underweight Humility

Our sons have been playing in a summer basketball league and have entered the playoff season.  The first opponent they faced was a team they had beaten easily during the regular season. “They don’t know how to play!  We’re going to kill them!” my son said. “You played them at the beginning of the season,…

Shut Up And Wait

Compounding is rocket fuel for gardeners and investors.  Growing plants or money takes time; lots of it. Unfortunately, get rich quick syndrome is a popular addiction. Mother Nature (and your portfolio) could care less about you being a cool kid. We moved into our home 17 years ago. Things were pretty barren.  Compounding changed things. Investing…

It’s Monday Again…..When Is My Retirement?

Divorce is a retirement killer. This week’s links may not improve your marriage but they won’t hurt it either. Read on… Ending a marriage can be as destructive as the Great Recession. USA Today Do you really need a big home in retirement? Barron’s  Why do women retire earlier if they live longer than men? The…

The China Syndrome

Enforcing human rights, not imposing tariffs, will solve our trade dispute with China.  Chinese and American workers are comrades in one respect. Beijing exploits them both.  American and Chinese inequality are traced to China’s authoritarian ways. Matthew Klein wrote a terrific piece, Tariffs Are the Wrong Response to China. “China is now one of the…

Vote For Joe

Which is the best Retirement Pyramid? InvestmentNews took on Josh’s challenge and created another version. The folks at both Financial Planning Magazine and InvestmentNews have more artistic talent in their fingernails than I have in my entire body. Either one is better than my chicken scratch. Twitter, it’s up to you. Which reimagined version of @ATeachMoment’s…

It’s Monday Again…..When Is My Retirement?

Hopefully, if you are 85 and still working it’s because you want to. If not it might be a good idea to read this week’s retirement links. There are 225,000 85-year-olds still working. Washington Post Retirement investors are behaving a little better. Wall Street Journal Singles have unique retirement needs. CNBC People are not increasing…

Learning from the Masters

Photo by Pixabay on Pexels.com I had the pleasure of attending the EBI West last week, a conference for financial advisors on evidenced-based investing.  There were many distinguished speakers from the financial industry with interesting perspectives, but the content the “outsiders” to the industry brought was refreshing and enlightening; especially one who spoke about ancient Greek philosophy. …

Compounding Knowledge-Our Monthly College Planning Links

Plan for college or your kids will become part of someone else’s plan. Start by reading this month’s links. College tours can be expensive. Here’s how to save $$. Wall Street Journal Student debt can really mess with your mind. MarketWatch Some great ways to head off student debt. CNBC Will 529 plan benefits be expanded?…

California Dreaming

Can you imagine a world filled with simple investment choices and fiduciary advisors? Reality bites. Last week, we sponsored the BEST investment conference of the year –  EBI West. Many of us participated in panel discussions. The title of my panel: Finding New Products: Matching Goals With Opportunities Clients are increasingly savvy, curious and vocal. How do…

It’s Monday Again…..When Is My Retirement?

INSIDE OUTSIDE   I wish I was back at EBI West sitting on a panel. Outside its clear skies, 75 degrees with no humidity. Back to helping people retire with dignity. Here are this week’s July 4th links.   Social Security benefits lost 34% of their buying power since 2000. InvestmentNews Inherited IRA’s can be…