January 2018

The Power of Fee Shaming

  “If you don’t cheat, you look like an idiot; if you cheat and don’t get caught, you look like a hero; if you cheat and get caught, you look like a dope. Put me where I belong.”  – Darrel Waltrip, NASCAR Racer This sums up the choices in the sordid world of conflicted financial…

It’s Monday Again…..When Is My Retirement?

Here are this weeks retirement links. If you hate your job, it’s doubly important that you read them. Can you create your own pension? MarketWatch Is Donald Trump an advocate for the ‘Fiduciary Rule.” Wall Street Journal New Jersey is coming out with its own Fiduciary Rule. InvestmentNews Combining retirement and college savings can be difficult. USA…

Fewer Pieces + Better Construction = Sound Investing

Less is more is a great investing strategy. Conflicts of interests, sales pitches, and fees are a feature, not a bug, in financial services.  To change this we need to learn a thing or two from successful tech companies. Professor Scott Galloway discusses this in his brilliant book, The Four: The Hidden DNA of Amazon,…

Will Wealth Inequality Slay the Bull Market?

  Some believe wealth inequality combined with its resulting populism could finally kill the rampaging bull. Many investors ignore this at their own peril as they scan short-term quarterly earnings reports and weekly economic figures.  They may be missing seeing the forest through the trees. Revolution is the ultimate Black Swan. Thirty percent of U.S….

It’s Monday Again…..When Is My Retirement?

Here are this week’s retirement links. Read them and exit the rat race. Why does anybody own these funds?  Barron’s The new tax plan should help your retirement portfolio. Bloomberg Do Automatic 401(k) plans put people into debt? Wall Street Journal Are pensions overrated? Bloomberg Don’t make this rollover mistake! CNBC Convicted felons are allowed to…

What, Me Worry?

    Dina here … I can worry about lots of things if I let myself – I am a mother after all, so that is fused with my DNA.  But one thing I’m really not worried about is an impending market crash.  Why?  Because that is what many people seem to be worrying about….

Financial Salespeople Pretend to Give Advice, We Pretend to Listen

All of our lives are filled with hidden motives; the false promises of Communism exemplify this. “They pretend to pay us, we pretend to work.” This saying summed up a system that brought poverty, starvation, and genocide to millions. Power and greed were the hidden motivations of its evil leaders; not a “worker’s paradise.” America…

It’s 2018…..When Is My Retirement?

The first retirement links of 2018 are out! Make it a goal to get your retirement on track this year. Why Are Mutual Fund Fees So High? – New York Times Annuity Peddlers May Be In Trouble In New York State – Bloomberg Are You Paying a 12b-1 Fee? If You Are, It’s Not Good…